About Us

We are a married couple who started to take our financial independence journey more seriously in 2020. It all started with a Google Sheets file to track our net worth and a Python notebook to run Monte Carlo simulations. These tools provided us the confidence to take the leap into early retirement.

We left our well-paid tech jobs after achieving a certain level of financial security that would allow us to take on the fun challenge of creating a startup — without stressing about our finances.

Our goal is to take the key components we used to predict our probability of financial success and transform them into an intuitive, user-friendly tool. No coding skills, complex spreadsheets, or tedious manual work required — just simple, accessible insights for everyone.

The Team

Eric Nichols — Cofounder

Eric has a Ph.D. in Computer Science and Cognitive Science from Indiana University , a Bachelor of Science in Mathematics from Montana State, and a Certificate in Quantitative Finance from Stanford.

He has worked as a software engineer and principal machine learning scientist/engineer for big tech companies (Google, Microsoft, Zillow, Cruise), tackling complex machine learning and software engineering projects. He is an experienced researcher in machine learning and, more generally, artificial intelligence. He has expert knowledge in deep learning, music generation, music cognition, audio analysis, time series, and quantitative finance.

Andreia Sodre Nichols — Cofounder

Andreia has a Master of Science in Data Science from the University of Washington, a Master of Science in Administration from Fundação Getúlio Vargas focusing on Behavior and Decision Making, and a Bachelor in Business Administration from Fundação Getúlio Vargas.

She has worked as a Data Scientist for 7 years (Microsoft, Spotify), helping to create and improve products focusing on the customer experience. She is an expert in data analysis and creating business metrics. Her strength lies in her analytical skills as well as her organizational skills, due to her background in Business Administration.